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Xoxoday Plum provides banks with a flexible reporting engine to generate and share detailed offer participation reports—covering transaction volumes, card types, cardholder demographics, and peak usage periods—with merchant partners on demand.
Banks running card-linked offer programmes need precise data to evaluate campaign performance, justify merchant partnerships, and refine future promotions. Xoxoday Plum’s reporting engine is built for exactly this use case, giving banks structured visibility without relying on manual data pulls or custom exports. What the reports cover Each report generated through Xoxoday Plum captures the full scope of an offer period. This includes total transaction count, OMR (offer market rate) value of completed transactions, and the card types used—whether debit, credit, or prepaid. Reports also include a demographic profile of participating cardholders, giving banks a clear view of which customer segments are engaging with specific offers. Peak volume indicators One of the more actionable elements in Xoxoday Plum’s reports is the peak volume indicator. This surfaces patterns such as elevated transaction activity on weekends or around salary credit dates—insight that helps both banks and merchants time campaigns for maximum redemption. A bank running a cashback offer with a retail merchant can use peak data to confirm that the highest transaction volumes occur on the first Saturday after salary day, then adjust offer windows or inventory commitments accordingly. Sharing reports with merchant partners Xoxoday Plum makes it straightforward for banks to distribute these reports to merchant partners as needed. Report output can be shared on a scheduled or on-demand basis, ensuring merchants receive timely offer performance data without requiring direct access to internal banking systems. This keeps the data flow transparent and the merchant relationship structured. Data security and compliance All reporting data handled within Xoxoday Plum is managed in line with enterprise security standards. Xoxoday Plum is built to support compliance requirements aligned with ISO 27001 and SOC 2 Type II frameworks, ensuring that cardholder demographic data and transaction-level details are protected with appropriate controls throughout the reporting process. A practical example A bank running a quarterly dining offer programme can use Xoxoday Plum to generate a consolidated report at the end of each month, share it with each participating restaurant chain, and use the demographic and peak-volume data to negotiate improved offer terms for the next quarter. No manual aggregation, no separate data warehousing—just structured output from Xoxoday Plum’s reporting engine, ready to share with merchant stakeholders. Learn more: [Xoxoday Plum Help Centre — Reporting & analytics](

How card-linked offers work in Xoxoday Plum

Understand how Xoxoday Plum links bank card transactions to merchant offers and tracks redemptions in real time.

Merchant onboarding and offer configuration

Learn how banks onboard merchants into Xoxoday Plum and configure offer eligibility rules, card types, and campaign periods.