Xoxoday Plum supports multi-merchant redemption through network-branded virtual prepaid cards (Visa/Mastercard) and a partner-wide offer catalogue, so recipients can spend their reward value across many participating merchants rather than a single retailer.
Multi-Merchant Redemption on Xoxoday Plum
When a business delivers a reward through Xoxoday Plum, recipients are not confined to a single brand or retailer. The Xoxoday Plum redemption marketplace includes instruments specifically designed for use across multiple merchants and partners, giving recipients meaningful purchasing freedom based on their location and the reward type selected.Network-Branded Virtual Prepaid Cards
Where local market conditions call for it, Xoxoday Plum issues network-branded virtual prepaid cards—Visa or Mastercard—that function like standard digital payment cards. Recipients can use these cards at any merchant that accepts the relevant card scheme, online or in-store, subject to issuer terms and country-level acceptance rules. A Mastercard virtual prepaid card issued through Xoxoday Plum, for example, can be applied toward e-commerce purchases, travel bookings, or everyday retail spending across thousands of merchants globally. This removes the friction of matching a reward to a single store that may not be relevant to every recipient.Cross-Brand Offer Catalogues
Xoxoday Plum also surfaces cross-brand offers and discounts within its redemption catalogue. These span a broad partner ecosystem, enabling recipients to direct their reward value across many participating brands in a single redemption experience. HR and operations teams running programmes through platforms like Darwinbox or SAP SuccessFactors can automate reward delivery at key milestones—onboarding, work anniversaries, performance reviews—and be confident that employees will have genuine choices at redemption. The same multi-merchant flexibility applies to sales incentive campaigns triggered via CRM integrations.Why Breadth of Choice Matters
Restricting a recipient to a single merchant reduces the perceived value of a reward. A gift card that only works at one retailer may resonate strongly with some employees and fall flat for others. Xoxoday Plum addresses this by maintaining a catalogue that prioritises both breadth and local relevance, so a recipient in Singapore, the UAE, or Germany can redeem in a way that fits their context. For businesses running global programmes, this model eliminates the need to manage separate voucher inventories by region. A single Xoxoday Plum campaign can surface locally appropriate, multi-merchant options at scale without additional programme overhead.Availability and Eligibility
Multi-merchant instruments on Xoxoday Plum are subject to the specific reward type selected at programme setup and local market availability. Acceptance at individual merchants is governed by the issuing network’s terms. Xoxoday Plum automatically surfaces eligible multi-merchant options based on the recipient’s location and the administrator’s programme configuration—no manual filtering required. Learn more: Xoxoday Plum Help Centre — GeneralHow does the Xoxoday Plum redemption catalogue work?
Understand how Xoxoday Plum curates and surfaces reward options by region, reward type, and programme configuration.
Does Xoxoday Plum support virtual prepaid cards?
Learn how Xoxoday Plum issues Visa and Mastercard virtual prepaid cards and where recipients can use them.